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  • Liability
  • Boiler and Machinery
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Jaffrey Meeting House

Property & Liability

Established in 1988, the Primex3 Property & Liability Program enjoys an unbroken record of outstanding performance significantly reducing the cost of property and liability coverage through the risk pool created for local government entities throughout the State of New Hampshire. This self-funded, risk pooling program is the program of choice for cost-effective, service-driven risk financing.

Today, an established program serving more than 175 member school districts, municipalities and counties providing extensive and comprehensive coverage and service designed specifically to meet their needs. All lines of coverage are available at extremely competitive rates through a program where value truly makes the difference.

Why Primex?

As a member of the Primex3 Property & Liability Pooled Risk Management Program, you are assured of receiving the professional support essential to minimizing your risk and gaining control over your risk management dollars. The Primex3 pool demands and delivers comprehensive coverage, service and performance for our members. We are distinguished by design and committed to excellence.

Top Ten Reasons to Choose the Primex Solution

    New Hampshire School Buses

  1. Comprehensive Property, Occurrence-Based Liability (with the exception of Educator's Legal Liability), and Automobile Coverage designed specifically for New Hampshire's cities, towns, school districts, counties, village districts, and other governmental entities.
  2. Rate stability over a long period of time. Pooling means fair and equitable pricing that fosters long term member commitment.
  3. Liability limits of $5 million per occurrence or wrongful act for all members when RSA 507 B:4 I does not apply or is found to be unconstitutional or inapplicable. Multiple district SAU offices have separate limits of $1 Million per occurrence. Defense Costs for NH Dept of Human Rights, EEOC, and Special Education Administrative Hearings were increased to $100,000 per claim/$300,000 aggregate during the coverage period.
  4. Crime Coverage Limits of $500,000. Volunteer Medical Accident Coverage is $10,000 per accident.
  5. In-house employees handle all aspects of administration. A team of highly qualified pooling professionals with many years of experience manage your program. They know property and liability pooling and how local government works in New Hampshire, and they understand the specialized needs of members.
  6. Members Receive Extensive, Cutting Edge Risk Management Training. Educational opportunities are available either on-site or at Primex3's state-of-the-art training facility in Concord or through our website.
  7. Fair, Consistent and Responsive Management of All Your Claims. Our expert claims consultants maintain continuous, hands-on control of your claims and are available 24/7 for emergencies.
  8. A Not-For-Profit Public Entity Risk Pool operating exclusively for the benefit of New Hampshire members.
  9. Your contribution covers everything including building appraisals, loss prevention, education, and training. There are no additional or hidden costs. Primex3 ensures that our local government members optimize their limited risk management financial resources.
  10. Primex3 offers the best coverage to meet your needs.

For more information, please call Member Services at (800) 698-2364. We are available to visit you any time and at your convenience.