Oct. 20, 2026

9:00:00 AM - 12:00:00 PM

Primex, 46 Donovan Street, Concord, NH

For directions, click here

Contracts: Understanding and Transferring Your Risk  

This session focuses on understanding what contracts and contractual terms mean and explores the importance of using contracts as an opportunity to transfer risk and minimize liability on behalf of your public entity.  You’ll be better prepared to recognize problematic terms and sidestep areas of high risk for your organization, and you’ll learn what it takes to make an informed decision before your pen hits paper.  You’ll achieve a sense of awareness about common contractual issues, understand how coverage and contracts are interrelated, with the overall purpose of better managing this potentially challenging liability exposure.  

 

Learning Objectives: 

  • Understanding what contracts are and how they fit in the overall coverage landscape. 
  • Recognize potentially problematic areas which come with signing contracts and agreements. 
  • Use contracts to your advantage by minimizing liability on behalf of your public entity. 
 

 

 

2.75 contact hours 

 

 

 

 

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    Mary Beth Purcell

    Mary Beth Purcell is the Primex3 Director of Claims. She oversees the Worker’s Compensation and Property & Liability Claims Departments. She joined Primex3 in August 2002 after working for a commercial carrier for ten years. She has developed special expertise in handling public entity claims.  Mary Beth has attained her Associate in Claims and Senior Claims Law Associate designation. Mary Beth enjoys teaching part of the Supervisor’s Academy.  She is a graduate of Merrimack College.  Mary Beth is also a graduate of the Primex3 Emerging Leaders Program. 

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    Monica Panait

    Monica has been with Primex3 since 2001 and has held several positions within the organization.

    She continues to work with Primex3 school and county members to address their risk management needs.

    Her areas of expertise include loss mitigation in conjunction with the development of a risk management plan, advising regarding complex liability issues, reinsurance negotiation and placement, training development and delivery, and playground safety. 

    Monica holds several industry designations.

Contact Hours

3

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